Paarth Infrabuild

Tips for a Home loan

Howdy you, well if you are visiting this blog then, you are one of the many people who have thought of owning a home. A home isn’t just a structure, to some it’s their dream, to some an investment or an asset. Whatever it may be, the one thing remain the same in all of them, i.e. money. And most of us here won’t be the riches, having tens of millions laying around. So, how do we get that millions. Here banks come to rescue with their loans. Here are the golden rules that you should consider before taking one.

  1. Start Saving for Down-Payment-Yes, need to a part of the amount initially known as down payment, the more you pay initially lesser the interest shall be on the principal amount. So just take it up as a general rule that you pay at least 50% of the total amount as and down payment. So just plan early and start filling up piggy banks.

  2. Tips for Home loan,real estate,re
    Home Loan Tips for first time home buyers
  3. Check Your Credit Score-The most important requirement is the credit score. Credit score can just be oversimplified as the intention to pay back. If u have a score 750 and above, u get the most overwhelming interest rates. But with the lower ones u need to explore options. Credit score is easy to build up. Some timely payments to any company who gives you a credit will lead to building a good CIBIL score. It may be any thing, like you phone bills, credit utilities, credit card bills etc.

  4. Get Your Financial Documents Ordered Up-Getting all the financial documents in a set is most crucial aspect in obtaining a loan. More than 30% of the loans are rejected just due to inadequate or inappropriate documents. Just go through all the terms and conditions properly and get your pages in order which define your wealth.

  5. Always- compareAll banks provide different offers and run various schemes on various occasions. It’s best to compare between different interest rates. And just a cool tip, ask for loans during the feasts occasions such as Holi or Diwali. On these occasions banks usually take out their best offers, so make the best use of them.

  6. Keep Loan Terms as Short as Possible-Just a clear suggestion, that banks tempt us into their low EMI on long term loans. It may seem a small EMI but for a long term, you will end up paying just as the same of the principal amount in interests. Bank levies compound interest, which will prove hefty in long run loans.

  7. Clarify Between Fixed and Floating Interest Rates-.Most banks offers two types of interest rates one is fixed interest rate, in which are interest rate will be set by the bank with the agreement and all the amounts and EMI shall be calculated on the same. Hi Varun floating interest rates the EMI is depend upon the market Trend and the interest rate varies which may be higher or lower then the previous. In most of the cases is better to offer floating interest rate at the proof to be cheaper ones.

Paarth Infrabuild, Real Estate Developers, Lucknow, Uttar Pradesh, India

Advancement in Construction Technology

Construction isn’t just building something, built can also be defined as art of making building and monuments. We have been constructing various scriptures, monuments, buildings, since the dawn of mankind. However from those periods to the modern era there’s the construction technology has been completely revolutionized. Here’s the list of most advanced construction technology around the globe one could only think of.

Advancement construction technology
Advancement in construction technology
  1. Material 10 X the strength of steel We all know steel as a most important material for the construction. And this is the only material we can due to its physical properties, especially strength. How about any material much lighter but having more strength than steel, AMAZING! Yes, one more amazing fact about that material graphene is actually from the parent component graphite one of the world’s softest metal. Just changing the molecular configuration from 2-D to 3-D can make the softest the world’s strongest. Graphene is currently developed at MI, Boston and researches are currently going on towards a whole new world of its applications.

  2. Fatigue Sensor Most of us here would have seen the movie “3 IDIOTS”, where Rancho asked engineers haven’t made any machine that could measure the stress. Well we thing that engineers at SMART CAP must have taken this way too seriously. Yes, now they have developed a hat that can measure the fatigue levels of the workers, known as head band, which could be attached to the hard hat of the workers. This cap is developed for mining construction workers and is currently being tested by the BAM NUTTAL who is one of the biggest mining contactors in the UK.

  3. Self-driving construction vehicles- Google is developing a self-driving tech for consumer usage known as WAYMO. Inspired from this engineers at COLARADO DOT, developed a same concept vehicle but just a much bigger one which wouldn’t be used to carry passengers but building materials. There are currently two vehicles developed namely AIPV (Autonomous Impact protection vehicle) and ATMA (Autonomous Truck Mounted Attenuator). These trucks use the GOS systems to check and control their distance, acceleration and speed. The path may either be as in form of a fixed program or programmable as per the requirement of the model.

  1. 3-D print structures-Most of us here know about the 3-D printing technology, creating objects and small tools from it. How cool it would be if we could just 3-D print a whole building. This is also not futuristic tech anymore. This is a joint project for MIT and Russian Apis co-robotic arm. The robotic arm used is a sophisticated one which uses a special concrete hat can build a structure in a single day. The robotic arm is designed to be self-sufficient, as it can be powered using variable power sources such as solar o battery powered. Is especially designed for disaster or distress situations where it can be deployed to build shelters just in a day even at the remotest locations.

Gardening Tips

Everyone loves a beautiful home and one of the most crucial aspects of building a beautiful home is a beautiful garden. Wouldn’t you like an awesome view towards a lush green lawn with blossoming and blooming flowers seeing the first thing in the morning when you wake up? It doesn’t really require to invest much of our efforts into gardening. Another major advantage is that you can grow your own vegetables that clean and hygienic ones.

Here are some tips you could use to make your indoor as well as outdoor garden a beautiful one.

  1. One of the most common gardening practices in the modern era and around the small houses are the plastic pot gardening. This is one of the most efficient as well as eco-friendly methods to do gardening for small homes even for balcony gardening. Well being eco friendly here depends upon your creativity so just dig into to your old plastic and recycle it into a new pot for your plant. Well, if you are being sassy to give your balcony a beautiful look score to the market and buy some beautiful pots.

  2. Even when you have a good Garden you need to protect that and when you have new seeds that’s your top priority. Latest introduced to the plastic fork protection. Just after party we have a lot of cutlery lying around. So instead of throwing it off on the dustbin why not use it in the garden to protect. Well just when you sow the seeds put around a barrier made up of plastic forks that will not only protect from the critters but also some nasty leeches.

  3. Gardening is a good hobby but remember social responsibilities are always there. So conserve water folks. Yes, gardening uses lot of water and we do not have much of fresh water left on earth, so why not to reuse the water. We can reuse water in many ways the eggs used to boil the water cool it down and hook up your plants with some calcium rich water. You can even provide them with multivitamins by hooking them up with the water in the vegetables you wash.

  4. We all love beauty in Gardens and gardening beauty is all about the symmetry. Where’s when the seat spacing come into play. So when you are planting just remember place all the plants seeds or the saplings just equally spaced or as per the requirement the plant you are growing. What do remember to always give them a proper Leaf Cut!!

  5. Gardening is not just only about growing lush grass and green lawns, sometimes economy and health also matters. So if you want to grow your own veggies but worried about the weed that grows off with it man made thing known as cardboard comes to rescue. So dig up the soil make it flat put on a cardboard sheet and cover it with the thick layer of mulch. This will also makeup a planting bed in your own lawn

So people just by incorporating all of the above points as I have mentioned India daily gardening you would able to get much better results for your yields.

Paarth Infrabuild, Real Estate Developers, Lucknow, Uttar Pradesh, India

Lucknow – The City of Nawabi Architectures

Lucknow, also known as the city of Nawabs with iconic Mahals and beautiful buildings and bungalows. In that edacity of city culture, there are modern constructions trying to improvise with the spectacular Royal buildings. Not only the the havelis or compounds but also 1BHK or 2 BHK houses can also have the iconic royal looks. Here are some ideas of interior designs for modern buildings to give them that improvised look inspired by the royal Nawab Culture.

2 bhk house in lucknow
For sale 2 BHK Independent House/Villa in kanpur road Lucknow
  1. The Royal Palace (Bungalow)-The design is as iconic as the name suggests. The walls decorated with the royal petal cravings towards the roof. The royal chandelier hanging on the roofs, giving a shiny appurtenance. The crafted walls goes well with the light golden colour doors with the knob handles polished to perfection. Here we cannot also forget about the golden design borders and big hall upfront the main entrance, decorated with royal while couches in the middle. The living rooms composing with the King Size beds nearby the window (though a charging point still remains the priority) which get along with the royal old style cupboards. The kitchen can express the most iconic beauty in its own terms with the composite glass wares and tanned cooking utensils. This contributes to a lustrous environment which gives a feel of royalty.

  2. The Kings Mansion (3 BHK house)-If you are here reading this you must have heard that “the consumer is a King and King never bargains”. If you are a person who do not compromise anything for a Royal beauty this is definitely for you. Yes, we here are talking about kings and kings do not lay bare feet on floor. Well we aren’t talking about floating in the air but a fur mattress under your feet. Let’s start with the floor mats, a fur textured, dyed like animal skin (just dyed we love animals). All let under the most used house features like bed , dining table, drawing area and all the floor spaces where we sit most frequently. Make sure that all the living rooms are oriented similarly and are identical. Place the grilled queen size beds with a big mattress covered with sheet. The window’s curtains dressed up like it welcomes you with pride. All these there at the right places and you get the charm you want. Where the kitchen stays modular with a touch of royal looking wallpapers on the side walls which just adds royalty to the modern ethnicity to the level of perfection.

  3. The Hagrid keepers (2BHK house)-We all know the Hagrid from Harry potter and we know his house, here even the smaller modular houses can also get a fantastic royal looks. It just requires a bit touch of remodelling the interiors with the antique looks and a metal-ware with a glass composite structure. The living rooms in the small house show the best part of the Nawab looks, the positioning of the beds the colour of the surroundings, putting in some glass.

    Lucknow – The City of Nawabi ArchitecturesPaarth Infrabuild, Real Estate Developers, Lucknow, Uttar Pradesh, India

Benefits and Tips to Keep your House Clean

Thinking of keeping your room and house clean might makes you feel irritated, lazy and nauseous. But there are unexpected benefits to keeping your home clean you can’t even think and you won’t realize it until you experience it.

Benefits of clean room and house:

Real estate developers in lucknow
Reduce Allergies. Regular cleaning is the best way to reduce dust
  1. Stress reduction: Keeping your room, house, and apartment clean will help to reduce down your physical and mental stress. Psychology says that cleaning not only helps to declutter your room but your mind too.p>

  2. Escalate productivity: When you see good, beautiful and organized things, the cells in your mind get activated that leads you to feel more energetic this will increase your productivity levels.

  3. Boost self-esteem: Accomplishing any work or target helps you to build your self-esteem. So you feel accomplished when by making your bed and keeping room and house tidy.

  4. Good-night sleep: When you keep your surrounding clean the atmosphere around you is filled with positivity which reduces your stress and that will make you sleep well.

Tips to keep your room and house clean:

  1. Making your Bed: As soon as you get up to start your day by making your bed which will make your room look put together also this will less than a minute.

  2. Take Out Put In: If you take something out for use, you should keep that back in its proper place. Sounds simple! But it is very difficult to be consistent. Make this a habit and inculcate this in all your family members.

  3. Clean & Wipe: It does take some effort but it is very easy once it comes in your habit. Start with cleaning sink and wiping bathroom floor to keep it dry. Cleaning the kitchen encounter after preparing your meal also do wipe the table after having your meals. Fix a day or two in a week to clean your toilets, bathroom’s walls, showers.

  4. Doing Dishes: This will help your kitchen not to turn into a monster. After every meal do your dishes even if it is a cup of tea or coffee.

  5. Laundry: Don’t wait for stinky and dirty clothes clogged up to large numbers. Spread it out evenly every day. It is very before going for a bath just put your dirty clothes into the washing machine and it will get clean in the time you take your bath.

  6. Do Little Every Day: Don’t try to get it ‘all’ done in a day or every day. Just do something each and every day and you’ll get over the feeling of need to clean your house all at once. With a simple cleaning routine, you’ll find that maintaining the basics every day is really the secret to a clean and tidy home.

Paarth Infrabuild, Real Estate Developers, Lucknow, Uttar Pradesh, India

Things to Check Before Buying Real Estate.

“Better three hours too soon than a minute too late”

-William Shakespeare

flats in lucknow,apartments in lucknow
What are the basic terms one should know related to real estate before

A sensible, intelligent and well-balanced person always know in what he/she is getting into. So here are things you should check before you buy property.

  1. Developer Background:The piece of property in question may be under legal process. So it is sensible that you do an extensive verification of the developer. You may also verify the past or current projects or even post queries on the various online real estate forums.

  2. Legal Check of Property:Ensure the property is legally authorized to be constructed on the plot it stands on. The developer should have approvals and NOCs from Area development authorities, water supply and sewage boards, electricity boards and Municipal Corporation.

  3. ERA Registered:Real Estate Regulation Act (RERA) will ensure that the builder follows necessary compliances and gives timely possessions in order to ensure a hassle-free transition to your new home.

  4. Location of the Project:The locality is the one of the most crucial factors which you should consider before buying any property. The neighbourhood should be friendly. All the facilities such as grocery market, healthcare facilities, shopping mall etc. should be easily accessible.

  5. Financing Banks:The number of banks/housing finance institutions willing to finance certain developer reflects the reputation of the developer. So, it is very important that you check with the banks that are filling to fund the project you are planning to invest on.

  6. Planned Development:5750.00Airport, Metro, Malls, Hotels/Resorts or any other existing or upcoming infrastructure development within the vicinity of the property you intend to purchase can boost the return on investment enormously.

    Paarth Infrabuild, Real Estate Developers, Lucknow, Uttar Pradesh, India

Tips & Tricks for Gardening “A little dirt don’t hurt!” -Joel Salatin

gardening tips
Vegetable Gardening Tips and Tricks

Gardening is one of the healthiest, peaceful, and relaxing hobby to take up. It will reconnect to your mother earth and nature. Health wise with the proper tools set gardening provides endurance, flexibility, and strength all by itself. Gardening burns enough calories, which also keeps you fit. It will let you accomplish these beautiful things. It is going to be a very experience even if you haven’t done any gardening before. Just give yourself basic introduction and some basic ground knowledge.

  1. Region:Knowing the region is one of the important things and it sounds obvious but not everything grows everywhere. So going to local gardeners or local nurseries might give you the information you need.

  2. Soil:The pH levels and nutrients of your soil should be known to you. Knowing these will help you to know what kind of plants and vegetables you are able to grow on that soil as different plants and vegetables have different need of pH levels and nutrients.

  3. Watering:Anything in excess is bad. Most of the beginners think that more water to the plant the better they will grow but that is not the case it will cause them. The mechanism is comparable to human bodies, think what will happen when you drink loads of water? Just try it once. Give consistent and ample amount of water. Just make sure that water penetrates the soil so that it can reach the roots of the plant.

  4. tips and tricks of gardening
  5. Fertilization:More is not always better, often it is bad. The need of nutrients for each and every plant is different. In your family, too different members has different diet, so it is same in plants too.

  6. Best Time:Giving water to the plant at right time is one of the crucial factor in their development. Early morning time in the morning is the best time of the day so before its gets too warm plants will have an ample water to imbibe and the excess water will evaporate. But if you water in evening your plants will be more prone to fungus and other type infection. Newer plants need more water than the older one as their roots are going to be in development stage.

  7. Excess plantation:How are you going to feel when you are with 14-15 other people in a room having a capacity 7-8 people? Suffocated Right? Same is with the plants, they also need room to breathe and a proper air-circulation. This will lead to stress in plants and makes them prone to diseases. They also need proper light for their development.

  8. NOT killing ALL Bugs:Most of the beginners in gardening think “The only good bug is a dead bug”, well that’s not true amigos! A healthy garden will always have population of insects, it’s their home. You should have proper balance. Insects provide pollination services to the leaves, flowers and plants. It is a fact that less than five percent of sects are TRUE sects. So bombarding pesticides in your garden will harm more than good.

  9. Preventing Weeds:All the garden need maintenance, all the weeds should be come out of the garden floor bed before they reach the roots of the plants.

Happy Gardening!!!Paarth Infrabuild, Real Estate Developers, Lucknow, Uttar Pradesh, India

How can a middle-Income Person buy a HOUSE – “Kyunki Apna Ghar toh Apna hota hai”

Apartment in gomti nagar extension lucknow

Have you ever thought that if money was never an object you could have bought your dream house? That might be a cozy villa having a private garden as well as swimming pool or a private condo having sea view like it is shown in James Bond movies. Thinking? You might go out of your budget.

Everyone has an idea of their dream homes but as money as an object comes into the picture your aspirations are toned down. Most of the home-buyers when decide to convert their dream home into reality by stretching their finances they might end up denting their finances. But not anymore, affordable housing scheme helped many people to fulfill their dreams to buy their own house. The slowdown in real estate sector also lightens the burden of the buyer. A few years back rates of the property were hitting the roof but today home-buyer can a find a place to dwell for spending their life with their family.

The vision of Modi government that every citizen of India has their own house by the end of the year 2022. To back this vision the government is pursuing and encouraging the builders to come up with projects that fall under affordable housing schemes. Under this scheme, the target is to make house between 10lakh to 30lakh so that lower and middle class group can afford it. Even the home loans are available at a very economical rate. This will lead to increase the quality of living standard of people.

Projects under the affordable housing schemes are launched in states Punjab, Uttar Pradesh, Rajasthan etc. and the state government is providing all the possible assistance to the builders. As per Times of India, their government has made two classifications for Middle Income Group (MIG).

  1. MIG-I having an income of 6-12 lakh will get loan up to 9 lakh with interest subsidy of 4% for a tenure of 20 years. Therefore at the end of tenure, the borrower will end up paying an interest subsidy of 2.35 lakh for 9 lakh.
  2. MIG-II having an income of 12-18 lakh will get loan up to 12 lakh with interest subsidy of 3% for a tenure of 20 years. Therefore at the end of tenure, the borrower will end up paying an interest subsidy of 2.30 lakh for 12 lakh.

The Housing and Urban Development Corporation (HUDCO) and National Housing Bank (NHB) have been acknowledged as central nodal agencies to channelize this subsidy to the lending institutions, including banks and financial institutions. Therefore, small banks, non-banking finance companies and micro-finance institutions will be recognized as primary lending institutions under the scheme.

Additional loans are also available at a non-subsidies rate. Under the scheme, widows, single working women, persons belonging to SC/ST, OBC, differently abled and trans-genders will be given preference.

Paarth Infrabuild, Real Estate Developers, Lucknow, Uttar Pradesh, India

7 Books to Read Before Becoming Real Estate Investor

The first question which might pop in your head that Why Books? Because self-education plays one of the most crucial role in the early stage of your career. For creating a rock-solid building, your foundation should be very strong which can be done by reading books. You should always prefer books over any digital medium because books will help you to focus without any distraction. It is a well-known fact that you are going to imbibe more content when any content is read either from a book or paper. Also instead of reading free articles online, you should prefer books because generally books have story writing format which makes it very interesting and psychology says that your mind likes stories, our mind always remember a story.

So here are 7 books to read before becoming real estate investor.

  1. Building Wealth One House at a Time – John SchauhThe main idea of this book is that you can build a fortune by investing in real estate arrangements like single-family houses and small units. It can be said that this is a hedgehogian approach as it just focusing to invest in houses. Also, appreciation in real sector is very uncertain and difficult to predict.

  2. Ideas from the book

    • Buying one house can make you rich
    • Buy with your money without any borrowing
    • Houses are the best form of investment
    • Right house at the right location will attract long terms tenants
    • Sell house on lease for profit maximization
  3. Rich Dad Poor Dad – Robert KiyosakiThis is the quintessential book on the power of investing. This book largely focuses on working for money or investing to let money work for you. This book is not about how to invest but focuses that investing money is very important.

  4. Ideas from the book

    • Wise investment decisions
    • To reduce your tax liability
    • You will more from real-world
    • The importance and potential of investing
  5. The book on Investing in Real Estate with No Money Down – Brandon TurnerThis book is about how to invest in real estate but doesn’t have much money. Also, this book is not about getting rich with tricks but to it gives you a toolbox of financing that you can use to buy real estate. As an investor has no money to invest in the concept of borrowing for real estate is explained in a sophisticated way. This book contains hypothetical examples which are very useful for the beginners to learn and make a different kind of strategies.

  6. Ideas from the book

    • Investing without money
    • Start with property owned owners
    • Combination of different techniques
    • Different kind of strategies
    • How to attract private lenders
  7. What Every Real Estate Investor Needs to Know About Cash Flow – Frank Gallinelli:If you love numbers this is the perfect book for you, which makes it perfect for the real estate world. Along with the explanation of the basic formulas, a reader will learn about the principle aspects of real estate investments such as cash on cash return, return on equity, net present value, discounted cash flow and net operating income. The spreadsheet models that are provided in the book are used to help validate how to read a property’s potential, and how to apply financial concepts to be a successful tool.

  8. Ideas from the book

    • A helpful guide to financial cash flows
    • How to make money in real estate
    • Using statics to make any financial decisions
    • There are several methods to calculate return on real estate investment
  9. The ABC’s of Real Estate Investing – Ken McElroyThis is a useful book for the people for long-term real estate investors. This book will help the reader to know about real estate industry and to enlighten them about what they are getting into. A complete overview of the investment made in real estate industry from beginning to end.

  10. Ideas from the book

    • Very direct information about the real estate
    • Explanation about the formulas that can be used to analyse the potential outcome of an investment from cash flow perspective
    • Clear all the myths that curb people to invest in real estate sector.
  11. Every Landlord’s Legal Guide – Marcia Stewart, Ralph Warner & Janet PortmanThis book covers the topic like property management, legal and contracts. This book covers the issue like rejecting applicants, handling of security deposits also it throws the light upon the issues like a potential liability on your property manager’s act and how to handle the subletting requests.

  12. Ideas from the book

    • What, Why and How
    • How to hire a lawyer
    • How to do legal research
    • Legally delegating responsibilities on the tenants
    • How to solve disputes without the lawyers
    • Returning of security deposits and moving out issues
  13. The Book on Flipping Horses – J ScottThis book covers the big picture and are very specific to details. A most fundamental step which is missed by most that is to analyse and choose the target market. This book will help you to analyse the potential market in your own market for flip and to analyse the future market to venture into.

Ideas from the book

  • Good deals of sources
  • Hundred house rule
  • Get your financials very precise

Paarth Infrabuild, Real Estate Developers, Lucknow, Uttar Pradesh, India

Impact of GST on Real estate

GST that works on the principle “One Nation, One Market, One Tax” seeks to transform the complete tax system of India. GST are divided into five tax slabs for the collection of tax – 0%, 5%, 12%, 18%, 28%. The tax system in India had a cascading effect, there was a tax on tax. GST simplifies the complete tax system to eradicate the multiple tax system such as VAT, service tax, central sales tax, entry tax, luxury tax etc. Real estate is one of the most crucial sectors of the Indian economy which is contributing about 5-6%a to the GDP on India. It is the second largest employer in the economy after Agriculture sector. According to the report by CREDAI and JLL India’s real estate sector is going to USD $180billionb industry.

Impact on buyers and investors

Before GSTAfter GST
· The construction status of the property will decide the types of taxes the buyers are liable to pay these varied state to state. – (Property under Construction) buyers were liable to the VAT, service tax, stamp duty and registration charges. – (Property after Completion) buyers were liable to stamp duty and registration.· GST simplifies the overall purchase price. · All the property under construction will be charged 12%c of the property value which excludes the stamp duty and registration charges.

Impact on developers

Before GSTAfter GST
· Developers were liable to pay central excise duty, VAT, customs duty etc. · Also, they have to pay other charges like approval charges, legal charges, architectural charges, labour taxes etc. which at the end burden comes on the buyer. · Before GST a huge amount of real estate expenditure undergoes unrecorded. GST will cut down this due to cloud storing of invoice.· Under GST Cement will be taxed at the rate 28%d Iron rods and pillars will be taxed at the rate 18%e.· Reduction in the cost of logistics.

· The developer will be entitled to acquire input credits on the sale of property under construction against the taxes paid by the buyer.

Under GST real estate industry are also going under automation. Automation will provide ample amount of benefits such as time compliance, generation of the report, comparison among the reports, cost-effective with reduced staff and much more.

Post GST:

  • The transparency in the system is increased as the developers can buy the raw material only from the registered vendors.
  • The complex process for buying a home has become simplified.
  • The foreign investment is also increased as the tax system is simplified without giving them the burden of multiple taxes which will lead to improving the overall quality of Indian standard.
  • GST and RERA together will bring in more transactional transparency into India’s real estate sector.

References:

aSource(IBEF) on 20-06-2018
bhttps://economictimes.indiatimes.com/wealth/personal-finance-news/indian-realty-sector-market-to-reach-180-billion/articleshow/63301570.cms
chttps://www.livemint.com/Money/M5Boa7PF4LHY3o10rdbCyO/How-GST-is-charged-on-houses-under-construction.html
dhttps://cleartax.in/s/impact-of-gst-on-the-cement-industry
ehttps://economictimes.indiatimes.com/industry/indl-goods/svs/steel/steel-industry-likely-to-benefit-from-gst-rate-stands-at-18-per-cent/articleshow/58751901.cms (20-6-2018)

Paarth Infrabuild, Real Estate Developers, Lucknow, Uttar Pradesh, India