3 bhk flat in lucknow

Buy or Rent House

Should you buy or rent your next house in Lucknow?

Deciding to buy a flat or apartment is one of the biggest decisions of your life. Buying a flat is once in a lifetime opportunity for many of us. The rising price of the flats/apartments and high rate of interest in the market makes it very difficult for buying a flat or apartment. It does take loads of thought before coming up to the final decision. Owning a flat does take a lot of investment and it is difficult to make payment upfront. So we seek for Equitable Monthly Installments (EMI). This arises one of the biggest questions in the mind that what is best Buying or Renting a flat or apartment?

Each option has its merits and demerits. One of the most common argument is that instead of paying rents you can use rent amount to pay EMIs’ and own a flat or apartment at the same time. But you should be very clear whether to buy or rent a flat or apartment. The following points can help you in making your decision.

Merits for Buying a flat

  • Capital appreciation: Real estate investments do appreciate over a period of time.
  • Tax advantage: Owning an asset, benefit from Income tax. Under sec 80C the principal repayment of your home loan is eligible for deduction.
  • Rental income: If the flat or apartment is not occupied it can be rent out.
  • Rents: You will not face an increase in rentals.
  • Refurbish: Can renovate or make changes in the flat accordingly without having any constraint like you have in a rented house.

Merits for Renting a flat

  • Flexibility: In the period of making your career it often happens that you need to change your job very hastily that may lead to the change of city. So until and unless you decide to settle down owning a flat does not make sense. Because this will decrease the flexibility in moving.
  • Rent lower that EMI: Renting is much cheaper than making the down payment. Down payment is approximately 15-20% of the property value.
  • Expenditure on maintenance: House requires regular maintenance and it is the responsibility of the owner to maintain it. The tenant is only responsible for minor maintenance. Homeowner has to pay property tax. Also, while buying owner has to pay registration fees, stamp duty etc.

Both buying and renting has their own merits. But owning a flat would be a better choice than renting a flat.

  • Rentals may seem cheaper than EMI in the short run but in the long run, it is much higher than owning a house.
  • Rental cost can’t be recovered
  • A homeowner can always mortgage a property but a tenant can’t mortgage a rental property.
  • A tenant has to move out of a rented flat, as per the owner’s demand.

If you are looking to buy flats in Lucknow, trust Paarth Infrabuild. With some of the best residential projects in the city and a legacy of trust and transparency, they will be an ideal support to help fulfil your dream of a beautiful home.

Guide for First Time Home Buyers in Lucknow

Guide for First Time Home Buyers in Lucknow

Buying a home is one of the biggest decisions in a person’s life. Especially buying your first home can be a little overwhelming. There are a lot of question in a person’s mind about budget, location, which builder to choose, whether to go for an under construction property or ready to move in and so on. If you know what your exact requirement is, the entire experience of selecting the correct home for your needs will seem easier. As there are a lot of options available to buy Flats in Lucknow, a first time home buyer may get a little overwhelmed to make the entire process easier for you, we are providing you with a complete guide on what factors you need to consider while buying your first property in Lucknow.

  1. Deciding your budget

The most important factor to consider while making a decision is the budget. Location and type of property will determine the price. This will help you narrow down properties in Lucknow while deciding. You may want to take into consideration your existing financial commitments and have an estimate of the EMIs that you are comfortable paying every month at a reasonable interest rate and tenure. You can calculate this using the EMI Calculator.

2. Deciding the type of property

The type of property you buy depends on factors like the number of family members and your budget. All this will help you decide if you want to go for an independent house or an apartment in Lucknow. This will also help you determine whether you want a 1 BHK, 2 BHK or 3 BHK flat.

There are various projects in Lucknow offering apartments in all sizes at various locations.

3. Focus on the location

Choosing the location for your home is one of the most important factors while making purchase decision. You should choose a location so that your school, office and other places that you need to commute on a regular basis are easily accessible. It is also important to have good connectivity with market, hospitals, railway station, airport and other such social infrastructure. The budget that you have decided will also pay a very important role in deciding the location of your property.

While buying a home in Lucknow, you may consider prominent locations like Gomti Nagar, Gomti Nagar Extension, Sultanpur Road, Golf City, Shaheed Path. These locations have easy accessibility to all the areas in Lucknow.

4. Choose amenities as per your needs

These days apartments in Lucknow offer a host of amenities like clubhouse, kids play area, amphitheatre, meditation zone, Power Backup, Gated Security.

Make a note of the kind of amenities that you require on a regular basis depending on the members of your family. For instance, if you have kids, it would be a good idea to consider an apartment which has a spacious play area. If you have elderly members in the family, you may look for amenities like park and yoga room. If you are buying home in a township, you will have easy access of the things you need on a daily basis as everything will be available in the campus itself.

You may select your dream home on the basis of your requirements.

5. Choose a reputed builder

Buying a home is probably the biggest investment of a person’s lifetime. Since a lot of time, money and emotions are attached to making this decision it is crucial to consider the builder reputation. Check the record of the builder and the company, how many projects has he delivered. There are a lot of reputed builders in Lucknow like Ansal, Omaxe and Paarth Infrabuild.

6. Selecting Home Loan

Since buying a home is a big investment, you will need to avail a home loan. You can talk to your existing banker or look for a project that is already Bank Approved. It is advisable to look for a Bank approved project in Lucknow as it is generally a more secure option as Banks usually do thorough investigation of the financial feasibility of any project before giving approval for loan.

A home loan also offers tax benefits as interest paid on home loan is tax deductible.

Do a thorough research on home loan rates offered by different banks and which is the best suited to your needs.

7. Verify if the project is RERA Registered

The property should be registered under RERA and you can check for the same on the official website of RERA. RERA ensures that the interests of the buyer is protected in terms of what the developer has committed to deliver. This ensures more transparency between the buyer and the developer. In case of any grievances you may reach out to RERA for assistance. So, always look for a RERA Approved Property in Lucknow.

8. Status of the Property

How soon do you want to move in and what kind of payment plan you are looking at will determine the status of the Property you buy. Whether you want to go for an under construction project or ready to move in will also further help you to narrow down your options.

9. Keep into consideration the additional costs

When you are working out a financial plan to pay for your house, do not forget to consider additional costs like property registration cost, property taxes and Maintenance Cost. All these will come into play after you have bought the house but they do make up for a considerable amount and need to be factored in your financial Planning. Do talk to your developer about an estimate of these cost before making the buying decision.

10. Know the Government Benefits available

The Government has several ongoing schemes for first time home buyers and you should find out if you are eligible for any. If you are a first time home buyer, you are eligible to avail income tax benefits under the sections- Section 80C, Section 24 and Section 80EEA of the Income Tax Act. Make sure to avail benefits that the government has to offer.

You may also check with the developer in Lucknow about the benefits you may get if you are eligible for any, on booking your home with them.

We hope this list can help you in making the decision of buying your dream home in Lucknow.

3 BHK v/s 2 BHK Apartment

While buying the first house, a question which one faces all the time is as to whether one should buy a 2 BHK or a 3 BHK apartment. Needless to say that it depends on one’s needs and affordability, but it is not such a simple decision. It is important to understand that the decision being taken now will stick for a long time for one doesn’t change a home easily. The important considerations in this decision are – 1. Current and planned family needs, 2. Available budget and 3. Purpose (self-occupation or investment (renting).

Buying a home is a long term and an emotional decision. Therefore, the decision most of the time can’t be limited by the above 3 considerations very strictly. It is especially true for people buying their first home. There is a certain amount of pride involved in buying a first home on your own – you may have started earning a few years back and now look to invest the surplus money in a way that provides you long term security in the form of a home. First home buying is also an emotional moment in countries like India because of the association of this event with one’s status in society. Therefore, it is important to do consider all the aspects, while buying a home. Let us now look at each of the above-mentioned 3 aspects in detail.

The first thing one needs to do is to understand the family needs currently as well as planned requirements for the future. It is also important from the perspective that the family requirements change at various stages of life and one doesn’t want to keep moving house every time. It is important to consider points like how many kids are there in the household and if the grandparents are going to be staying in the same house. If there is a plan to start a home office for either of the spouses, it is important to put it down as part of the requirement. This needs a detailed thinking process and should not be hurried into.

Another important factor that needs consideration is the budget. One needs to make a personal financial plan to understand the money which can be taken out without affecting other functions of life adversely. Though, housing financing companies offering home loans at attractive rates and terms has helped people stretch beyond their current means. However, it is advisable to take help from a financial planner on this aspect. Housing finance companies also offer help in the form of guiding a prospective home buyer on calculating the loan eligibility and the resulting EMIs.

The purpose for which one is buying a house is also very important. While for self-occupation, it may be advisable to stretch the budget a bit and look for a bigger house, the investments have generally grown faster in the case of smaller units. It is also easy to find a renter or a buyer of a smaller house.

It is, therefore, important to consider all these factors in detail and strike a balance between needs and budget before deciding what size of the home is preferable.

Tips & Tricks for Gardening “A little dirt don’t hurt!” -Joel Salatin

gardening tips
Vegetable Gardening Tips and Tricks

Gardening is one of the healthiest, peaceful, and relaxing hobby to take up. It will reconnect to your mother earth and nature. Health wise with the proper tools set gardening provides endurance, flexibility, and strength all by itself. Gardening burns enough calories, which also keeps you fit. It will let you accomplish these beautiful things. It is going to be a very experience even if you haven’t done any gardening before. Just give yourself basic introduction and some basic ground knowledge.

  1. Region:Knowing the region is one of the important things and it sounds obvious but not everything grows everywhere. So going to local gardeners or local nurseries might give you the information you need.

  2. Soil:The pH levels and nutrients of your soil should be known to you. Knowing these will help you to know what kind of plants and vegetables you are able to grow on that soil as different plants and vegetables have different need of pH levels and nutrients.

  3. Watering:Anything in excess is bad. Most of the beginners think that more water to the plant the better they will grow but that is not the case it will cause them. The mechanism is comparable to human bodies, think what will happen when you drink loads of water? Just try it once. Give consistent and ample amount of water. Just make sure that water penetrates the soil so that it can reach the roots of the plant.

  4. tips and tricks of gardening
  5. Fertilization:More is not always better, often it is bad. The need of nutrients for each and every plant is different. In your family, too different members has different diet, so it is same in plants too.

  6. Best Time:Giving water to the plant at right time is one of the crucial factor in their development. Early morning time in the morning is the best time of the day so before its gets too warm plants will have an ample water to imbibe and the excess water will evaporate. But if you water in evening your plants will be more prone to fungus and other type infection. Newer plants need more water than the older one as their roots are going to be in development stage.

  7. Excess plantation:How are you going to feel when you are with 14-15 other people in a room having a capacity 7-8 people? Suffocated Right? Same is with the plants, they also need room to breathe and a proper air-circulation. This will lead to stress in plants and makes them prone to diseases. They also need proper light for their development.

  8. NOT killing ALL Bugs:Most of the beginners in gardening think “The only good bug is a dead bug”, well that’s not true amigos! A healthy garden will always have population of insects, it’s their home. You should have proper balance. Insects provide pollination services to the leaves, flowers and plants. It is a fact that less than five percent of sects are TRUE sects. So bombarding pesticides in your garden will harm more than good.

  9. Preventing Weeds:All the garden need maintenance, all the weeds should be come out of the garden floor bed before they reach the roots of the plants.

Happy Gardening!!!Paarth Infrabuild, Real Estate Developers, Lucknow, Uttar Pradesh, India

Luxurious & spacious 2 BHK flats in Lucknow

Are you planning to buy an apartment or space in Lucknow? Rush to the projects by Paarth Infrabuild, which are constructed keeping in mind the different requirements of the buyers. Paarth Infrabuild offers luxurious and comfortable household spaces which will match exactly with your dream house. There are four major projects by Paarth Infrabuild i.e. Paarth Republic, Paarth Aadyant, Paarth Arka and Paarth NU. Each project is different and has its own unique features and all the projects are eco-friendly.

apartment in gomti nagar extension lucknow
Apartment in gomti nagar extension lucknow

The unique features of Paarth Infrabuild are:

  1. Spacious & Luxurious: Aside from accommodation and availability, what individual searches for in their fantasy home are spacious and deluxe livings. Since living at home is a sentiment of extravagance and opportunity. Such spaces are perfect for the mind and body to feel free & sense well.
  2. Easy Accessibility: Accessibility is to be sure the most significant worry for any house proprietor and society or region matters the most. Finding the perfect property locales in Lucknow can be a troublesome errand.
  3. Aesthetics and Functionality: Apart from all of the above, sometimes you as a buyer looking for a flourishing lifestyle. An apartment has a stunning landscape and approximately that’s best in everything.
  4. Affluent living, Active and Eco-friendly: People look for apartment in gomti nagar extension lucknow that offers a green and serene environment. Waking up with the melodious chirping of birds and having your morning breakfast in the lap of nature is what may fascinate a buyer.

With world-class projects that are perfect for customers who have a different set of requirements, Paarth Infrabuild presents a healthy & balanced lifestyle. You can move out of crowded areas in the city without having to compromise a modern lifestyle to relax inside serene nature and from enjoying restoring session of games at the clubhouse to shopping at the outlets nearby.

Each home has a private display that offers a rich green scene and a wonderful view. It is the exemplification of world-class extravagance that mirrors your way of life and identity. Be it innovation parks, business focuses, workplaces and an indoor arena sited directly inside the region, families are able to find extraordinary openness in everyday living.

Now that we’ve made owning your dream apartment in Lucknow care-free and affordable for you; all you need to do is visit us at https://www.paarthinfra.com/ for any additional details.

New flats in Lucknow for the new Generation

Home is the only place where you come back after a tiring day to rest in harmony & positivity. The lifestyle of an individual decides their way of living. Particularly in urban areas or urban territories, the day to day life of residents is drifting away every day from a healthy and peaceful lifestyle. The life in urban communities has turned out to be so frenzied, crowded and suffocating out that toward the day’s end it leaves the buyers drowsy and bothered. In addition, the dull & terrible routine negatively affects our wellbeing.

Hence, right from the layout of the house to materials used, household buildings that are constructed keeping in mind the eco friendly projects in lucknow standards is what buyers prefer nowadays. For the present home purchaser, the term ‘wise & profit investment’ isn’t just about the location of their fancy home. It has now spread out to comfort and leisure. As the demand for the real estate sector is increasing rapidly in India, the buyers are investing their resources their money into luxurious and affordable apartments. Therefore, buyers currently demand a place that is incorporated with first-class amenities and an enriching way of life.

Paarth Infrabuild, the leading real estate developers in Lucknow, offers the ideal blend of the contemporary lifestyle within nature’s lap. From unique security characteristics to recreation centers and lush green gardens, the facilities offered to cater to different demands and needs of the buyers.

The project incorporates premium characteristics that most home purchasers look for now. Right from a lavish green scene, fabulous green passageway square to wide streets, swimming pools, lawn tennis, cricket academies, Multi-purpose Court and Multi-purpose Hall, Paarth Infrabuild offers everything that is on an apartment buyer would want in their dream home.

Paarth Infrabuild gives 80% of a lush green landscape that not only magnifies the appearance of a residence but also provides a healthy living solution for all. Well-kept gardens embellished with herbs and plants are more pleasing and guarantee secrecy for the homes as well.

Conclusion:Our projects don’t just concentrate on keeping up the Greenery all around yet in addition offering a world-class architecture, all-around offices, and comfort to its residents. Residents and their prosperity is the prime objective of Paarth Infrabuild.

From Health and Wellness to Entertainment, Paarth Infrabuild offers a wide scope of amenities to give an excellent experience of a way of life.

For more information about our projects Please visit Here: https://www.paarthinfra.com

Stay in Comfort at Your 2 BHK Flats in Lucknow

Lucknow Real Estate sector is loaded with many residence assignments and plans offering the best home solutions to the buyers however all the promises are left unfinished when the buyer purchases the apartment.

On contrary Paarth Infrabuild, the renowned developers of Lucknow offer certified projects to their distinct customers. All projects of Paarth Infrabuild viz Paarth Republic, Paarth Aadyant, Paarth Arka and Paarth NU, are furnished with all the necessary & luxurious facilities to make your stay convenient. These apartments are unparalleled in terms of their eco- friendly conveniences. The structure of the house allows adequate cross-ventilation through the large rooms. A collection of stylish homes by Paarth Infrabuild gives luxurious living opportunities for all customers.

In case you want to buy a 2 BHK apartments in lucknow for your family you can select the Paarth Republic, the project concentrates in architectural and infrastructural maintenance & urban planning and drafting. The property is developed, over an area of 80 acres, with organized green garden landscapes. The size of the apartment’s ranges from 1090 to 1662 sq. ft. , with state-of-the-art amenities to profit the buyers. The Paarth Republic offers 2 & 3 BHK houses to all the customers according to their requirements & preferences. All the apartments in the project are spacious and have everything a consumer would aspire to have in their dream apartment.

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To enhance the housing experience of the buyers, Paarth Republic township offers world-class amenities & offers a modern lifestyle for all homeowners such as Table Tennis, Sauna, Jacuzzi, Swimming Pool, Pool Table, Multipurpose Court, Lawn Tennis Court, and Multipurpose Hall. From the world-class facilities to warm and roomy livelihood spaces to quiet green surroundings or excellent transforming facilities; the project offers a comfortable life for you and your admired ones.

We have listed a few pointers which distinguish us from the other developers:

1) First Integrated project on Lucknow Kanpur Road

2) Vastu-complaint and feng shui ready homes

3) Harbhajan Singh Cricket Academy

4) One of the largest eco-friendly projects in Lucknow

5) Multi-level car parking

6) 50 Storey Iconic tower

7) Open Roof Cafeteria

8) Located near major commercial properties

9) State-of-the-art architecture

10) Six Screen Multiplex

Conclusion:

The Paarth Republic offers seven unique home segments like Humming State, Falcon State, Pelican State, Canary State, Greenshank State, Goldfinch State, and Starling State. The Paarth Republic Lucknow offers affordable homes which are constructed to match all your needs. For more details visit: https://www.paarthinfra.com